Quitting Kiva lending

According to my Kiva Lender page I signed up at Kiva in 2006. I don’t know when i actually started paying attention more but as of today I have made a fair number of loans.
It’s not spectacular but it’s been a steady rotation of money lent back out as it was repaid. Recently though I’ve been thinking more about the interest that people are having to pay on what I lend.

I did know that my Kiva lending was funding loans already made. I was okay with that even though this fact is less than clear on their site. What I was less clear about and was becoming more concerned with was the interest that people were having to pay. I couldn’t find that information. It was also concerning to me that I was seeing more loans for items that did not generate a profit – lending $25 to someone who will buy fishing gear to then sell more fish means they should be able to repay it. But a home improvement? Can they really afford the loan? What interest will they pay? While I accept the risk of default what happens to the person from the Kiva Lending Partner? Are they threatened? Doorstepped? Added to some Debtor list for evermore? I could not find out.

It was also bugging me that when you checkout Kiva automatically add their “cut” and you have to edit that to zero. How you did that changed a few times. They really pushed their “cut” at you I thought.

I just read this post: The Kiva Fairytale: It’s a microlending superstar – but who is it really serving? and found it unsettling. The financial aspects as I read pushed me very close to the “Okay, time to stop lending” line. And then I read about a connection between Kiva and Opus Dei. I find that horrendous. Even if all the financial matters were clear and up front that connection really does mean I have made my last ever Kiva loan.

Papal hypocrisy

“The Catholic church is the biggest financial power, wealth accumulator and property owner in existence. She is a greater possessor of material riches than any other single institution, corporation, bank, giant trust, government or state of the whole globe. The pope, as the visible ruler of this immense amassment of wealth, is consequently the richest individual of the twentieth century. No one can realistically assess how much he is worth in terms of billions of dollars.” (ref)

Pope Benedict XVI has condemned “unregulated capitalism” for contributing to world tension, in a new year address to worshippers.

For the love of money is the root of all evil
The Bible

Does no Catholic see anything wrong with this?

Religion. Nothing is blinder than a religious person.


In a front-page editorial titled “The end is not nigh – at least for now” in the Vatican’s daily newspaper, Father Jose Gabriel Funes said there was no danger of an impending Apocalypse. …

It was “not even worth discussing the scientific basis of these claims,” the Jesuit priest from Argentina said in the article, which criticised “pseudo-prophecies” about the end of the world. The Telegraph.

There is no scientific basis for God either. If what the Mayan’s say is made up then where is the proof for any other belief system?

The words to the Pope song.

About that last post with the most excellent video by Tim Minchin. It may be that the guy speaks too quickly, or the music gets in the way or you are distracted by the graphics and so miss the lyrics. So here they are.

Fuck the motherfucker, fuck the motherfucker
Fuck the motherfucker, he’s a fucking motherfucker

Fuck the motherfucker, fuck the fucking fucker
Fuck the motherfucker, he’s a total fucking fucker

Fuck the motherfucker, fuck the motherfucker
Fuck the motherfucker, fucking fuck the motherfucker

Fuck the motherfucker, fuck the motherfucking pope

Fuck the motherfucker, and fuck you motherfucker
If you think that motherfucker is sacred (fucking motherfucker)
If you cover for another motherfucker who’s a kiddie fucker
Fuck you you’re no better then the mother fucking rapist
And if you don’t like this swearing that this motherfucker forced from me
And reckon it shows moral or intellectual paucity
Then fuck you motherfucker, this is language one employs
When one is fucking cross about fuckers fucking boys

I don’t give a fuck if calling the pope a motherfucker
Means you unthinkingly brand me an unthinking apostate, and
This has naught to do with other fucking godly motherfuckers
I’m not interested right now in fucking scriptural debate
There are other fucking songs and there are other fucking ways
I’ll be a religious apologist on other fucking days
And the fact remains that if you protect a single kiddie fucker
Then pope or prince or plumber you’re a fucking motherfucker

You see I don’t give a fuck what any other motherfucker
Believes about Jesus and his motherfucking mother
I’ve no problem with the spiritual beliefs of all these fuckers
While those beliefs don’t impact on the happiness of others
But if you build your church on claims of fucking moral authority
And with threats of hell impose it on others in society
Then you, you motherfuckers, can expect some fucking wrath
When it turn out you’ve been fucking us in our motherfucking asses

So fuck the motherfucker and fuck you motherfucker
If you’re still a motherfucking papist (fucking motherfucker)
If you covered for a single motherfucker who’s a kiddie fucker,
Fuck the motherfucker he’s as evil as the rapist
And if you look into your motherfucking heart and tell me true
If this motherfucking stupid fucking song offended you
With its filthy fucking language and its fucking disrespect
If it made you feel angry go ahead and write a letter

But if you find me more offensive than the fucking possibility
The pope protected priests when they were getting fucking fiddly
Then listen to me motherfucker, this here is a fact
You are just as morally misguided as that motherfucking
Power-hungry, self-aggrandised bigot in the stupid fucking hat

Fuck the motherfucker, Fuck the motherfucker
Fuck the motherfucker, he’s a fucking motherfucker

Fuck the motherfucker, …
(Fades out)

Sing along – it’s fun!

There is One truth about the Pope.

The Vatican has expressed its “dismay and betrayal” at the “sinful and criminal acts” by Catholic clergy guilty of child abuse across Ireland.

For “Ireland” use the name of any of the numerous countries in which this happened.

The scandals had “opened many wounds”, it said, and lay people had “lost trust in their pastors”.

You think it took this long to lose trust?

It said that “those who should have exercised vigilance often failed to do so effectively”.

That’ll be the Pope-appointed Cardinals.

The report also said that good priests felt “unjustly tainted” and not defended by superiors.

Did not realise there were any.

It recommended continued support for the victims and survivors of Catholic clerical abuse in Ireland.

So the plan was to ignore them and find the next fresh body?

The report also sought to bring the Irish Church back into line with the teachings of Rome.

Who will watch the Cardinals?

“The Visitators also encountered a certain tendency, not dominant but nevertheless fairly widespread among priests, religious and laity, to hold theological opinions at variance with the teachings of the Magisterium, this serious situation requires particular attention,” said the report.

Can’t be having priests thinking for themselves can we?

It said that the community should establish “a proper relationship” with journalists with the aim of “making known the truth of the Gospel and the Church’s life”.

That’s after you’ve whipped them into shape and told them to repeat “The Pope is right” many many times.

“Innocent young people were abused by clerics and religious to whose care they had been entrusted, while those who should have exercised vigilance often failed to do so effectively,” he said.

Why does he say it like this is the first reported case anywhere of this?

“There was a feeling that the spirit of the sixties had infected the seminaries too much,” he said, adding that there was a sense of the current Pope looking forward to a Church where there might be “fewer but truer” Catholics.

Which implies child abuse was A-OK in the 60’s.

There is but one source on the Pope and all he stands for.

Please – if you insist on having religious beliefs don’t worship a child abuser.

BBC News – Vatican reports on Irish child abuse scandals.

No creationist classes in the UK

This is excellent news. Government changes Free School model funding agreement to ban creationist schools.

For what it’s worth neither of our daughters are baptised / christened or anything else. We have always told them that they can choose any religion or belief system they wish but that it is their own choice. They need to understand what it is and why it is. They should question critically and satisfy themselves with the answers they are given.

But…. if they were to choose Scientology or anything else that is generally agreed to be a cult then our opinion would be somewhat different. They both know this of course and have no problem with it.