Old lady knocked to ground and money for her bills stolen
Family with young kids get burgled / house burns down just before Xmas
Soon-to-be married couple have house burgled and money for honeymoon taken
I’ve seen each of the above – and others similar – in both the local and national news. And on each occasion the person(s) involved have ended up in a better situation than previously. More money is given, more toys, a better holiday is donated etc – so is having a mini-disaster something to be considered ? Maybe go halves with the ‘criminal’ and give a false description ? But then there must be a demographic of some sort at work. It’s proven that if you are white, middle class and female that your disappearance will make national news. It follows that the opposite generates no news at all. So with the items I listed, there must be variations that almost guarantee you will remain worse off. Something to bear in mind ….